Annabel Schaafsma is the Managing Director and the Global Head of the Structured Finance Group. She is responsible for a global team that assigns primary ratings and the surveillance of existing ratings covering all asset types, including Asset Backed Securities, Commercial and Residential Mortgage Backed Securities, Structured Credit and Covered Bonds.

First time Annabel joined Moody's Structured Finance team in 2001 and re-joined in 2010 after 4 years at a global investment bank. In 2001, she started to lead teams assigning primary ratings to Residential Mortgage-Backed securities, and Consumer Asset Backed securities in EMEA. She became a Managing Director in 2014, first heading up EMEA RMBS Primary and then EMEA Consumer Surveillance. From 2018 to 2022, Annabel was a Managing Director and a Global Head of Methodology Development, covering all fundamental and structured finance sectors.

Annabel is an experienced senior leader who brings over twenty years of credit experience in structured finance with a focus on consumer asset classes, credit analysis, and managing credit professionals. Annabel holds an undergraduate degree in Economics focused on finance and accountancy from Manchester University.